Real Estate Resources:

• Special Offers - Special offers for Winchester, Loudoun County and Clarke County homeowners from Team Roots and Wings.

• Affiliates - Team Roots and Wings' real estate web site affiliates.

• eNewsletter - Team Roots and Wings'Winchester, Loudoun County and Clarke County newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Virginia, and United States.

• Market Conditions Report - Market conditions report for this area, Virginia, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Winchester, Loudoun County and Clarke County, Virginia mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Virginia or buy your own Winchester, Loudoun County and Clarke County house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Winchester, Loudoun County and Clarke County mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Virginia real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Team Roots and Wings anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Team Roots and Wings' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Team Roots and Wings' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Winchester, Loudoun County and Clarke County property in Virginia, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Winchester, Loudoun County and Clarke County Homes, For Home Buyers, For Home Sellers, Winchester, Loudoun County and Clarke County Information, Real Estate Resources, and About Team Roots and Wings.

"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Virginia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Winchester, Loudoun County and Clarke County

First Time Buyers >A Buyers Market Is the real estate section of your local paper filled with stories about how the real estate market in your area is slowing down? Is it taking months to sell the homes on the market? If this description fits your area, and you have been waiting for the right time to buy a house, it may be time for you to make a move. This kind of market is referred to as a "buyers' market" for good reason--it is an opportunity for buyers to select from a large number of homes that could satisfy their needs. Everyone involved is ready to bend over backwards to make it possible for you to buy your dream home. Most sellers are highly motivated and so are the local real estate agents, loan officers, title companies, and other professionals involved in the transaction. It is important to remember that the real estate market runs in cycles, and conditions can change without a lot of warning. This could be the perfect time to contact a good real estate agent to discuss your needs and to explore the possibilities available to you. See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  Which law allows a person to give another individual up to $10,000 a year without any tax consequences? A  The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year. See More Real Estate Trivia >

William "Chip" Steinmetz RE/MAX Roots 101 East Maint st., Suite 103 Berryville, VA 22611 540-955-0911 Fax: 800-610-5653 Chip@teamrootsandwings.com www.teamrootsandwings.com is brought to you by Team Roots and Wings NUMBER1EXPERT™ in real estate for Winchester, Loudoun County and Clarke County, Virginia Read Team Roots and Wings' Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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